- For Working Capital facility {along with Non-fund based facility) for financing working capital needs of retail and wholesale traders, distributors/ agencies who deal in goods/ commodities (indigenous or imported). Advance is to be considered for genuine trade transactions and not to be utilized for hoarding/ speculative purposes.
- For financing traders for Purchase I Construction of Shop
Showroom I delivery van/ acquiring of assets for furnishing of Shop
& Showroom like partition, fixture, furnishing, purchase of equipments like Air Conditioners, Refrigerators, other gadgets.
Entities having valid Registration/ License, as applicable, under local laws (i.e. Shops & Establishments Act) obtained from appropriate authorities/GST Registration (wherever applicable) etc . Existing units should be a profit making one . New units may be allowed to avail the facility subject to compliance of security clause and other terms of scheme.