Digital Joint Liability Group (Digital JLG)

  • To augment flow of credit to farmers, especially small, marginal, tenant farmers, oral lessees, share croppers/ individuals taking up farming activities.
  • To augment flow of credit to Micro Entrepreneurs/ artisans/ individuals in Non-Farm sector activities.
  • To provide collateral free loan to the target group.
  • To build mutual trust and confidence between bank and the target group through intermediation of Bank Mitra.
  • To minimize the risks in the loan portfolio for the banks through group approach, cluster approach, peer education and credit discipline.
General features of JLG for this scheme:
Criteria for membership:
Group Approach:
Who can form JLG:
Financing Individuals in the JLG: